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YOUR DEBT — OUR PROBLEM

We help South African consumers with debt

Happy South African woman talking to a debt specialist on the phone with a coffee in hand

Struggling to keep up with your debt?

Try our quick assessment to see if you qualify

Qualified applicants get a lower monthly debt instalment, legal protection against creditors, and one simplified monthly instalment.
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We will NEVER share your details!
Our Debt Counsellor is NCR registered.

Get on the road to “DEBT FREE” status

Step 1

Take action now!

Your journey to financial freedom begins RIGHT NOW! Take action today — Contact us and become debt free.

Step 2

One lowered monthly instalment

After your FREE consultation, planning kicks in as we process and prepare your new One Payment Structure!

Step 3-1

Enjoy debt free status

Your NEW debt-free life awaits! 95% of our clients become DEBT FREE within 36 – 60 months

A happy young woman smiling among plants in a nursery on a beautiful sunny day

How we helped Sarah from Bloemfontein

Original Instalment: R 14 885.99
New Consolidated Instalment: R 7 484.82
Monthly instalments reduced by: Roughly 50%

What our customers are saying…

Join over 14,000 other people
living a debt free life!

Our accreditation & awards

Registered with the National Credit Regulator, a member of the National Debt Counsellors Association, and recognised by the Debt Review Awards three years running.
NCR registered
Registration
Our debt counsellors are registered with the National Credit Regulator
NDCA member
Membership
Member of the National Debt Counsellors Association
DCASA member
Membership
Member of the Debt Counsellors Association of South Africa (membership no. 1018)
Debt Review Awards 2025
Award
Top 10 National Debt Counsellor
Debt Review Awards 2024
Award
Top 10 National Debt Counsellor
Debt Review Awards 2023
Award
Top 10 National Debt Counsellor

Get help from our Customer Care Team

Are you an existing client? Our Customer Care team is here to support you.

Visit our support page to log a ticket so we can help you resolve any issues that you may have.

customer care representative
My Debt Hero WhatsApp: (+27) 67 082 3505 
Message our 067 082 3505 WhatsApp number to talk to our team.
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