Skip to content

How it works
Case study
What others say
Blog
Calculator
Support

How it works
Case study
What others say
Blog
Calculator
Support

Request a Callback

Tap to chat on WhatsApp

YOUR DEBT — OUR PROBLEM

We help South African consumers with debt

Protect and keep your assets
Avoid blacklisting and bad debt
Avoid legal action against you

See if you qualify

Happy South African woman talking to a debt specialist on the phone with a coffee in hand

Struggling to keep up with your debt?

Try our quick assessment to see if you qualify

Qualified applicants get a lower monthly debt instalment, legal protection against creditors, and one simplified monthly instalment.

Lead - Organic - conditional thank you

Which of these payments are you struggling with the most?

Credit Card Payments

Loan Payments

Car Payments

Bond Payments

All of My Debt

How far behind are you on payments?

30 days

30-60 days

60-90 days

90 days plus

I’m not

Do you know what your credit rating is?

Excellent

Good

Fair

Poor

Don’t Know

If you had to give a rough estimate, how much do you owe?

Less than R50 000

R50 001 - R80 000

R100 001 - R150 000

R150 001 - R250 000

R250 000 or more

How much do you earn per month?

Less than R7000

R7000 - R10 000

R10 001 - R15 000

R15 001 - R20 000

R20 001 - R40 000

R40 001 - R60 000

R60 000 or more

What is your current employment status?

Full Time

Part Time

Self Employed

Unemployed

Are you currently under debt review or registered with a debt counsellor?

Yes

No

Which language do you prefer?

English

Afrikaans

Terrific! You're qualified to apply.

Provide your details so that we can contact you with the solution.

Our team promises to protect your privacy and will never share your information.

Enter your details to get your results

Want to find out how you could reduce your debt? Enter your details below — if you qualify, we'll reach out to tell you everything.

*Calls are limited, so book now to secure yours.

First Name

Last Name

Email

Mobile

The best time to call me is

Morning

Midday

Afternoon

We will NEVER share your details!
Our Debt Counsellor is NCR registered.

Get on the road to “DEBT FREE” status

Step 1

Take action now!

Your journey to financial freedom begins RIGHT NOW! Take action today — Contact us and become debt free.

Step 2

One lowered monthly instalment

After your FREE consultation, planning kicks in as we process and prepare your new One Payment Structure!

Step 3-1

Enjoy debt free status

Your NEW debt-free life awaits! 95% of our clients become DEBT FREE within 36 – 60 months

A happy young woman smiling among plants in a nursery on a beautiful sunny day

How we helped Sarah from Bloemfontein

Original Instalment: R 14 885.99

New Consolidated Instalment: R 7 484.82

Monthly instalments reduced by: Roughly 50%

See if you qualify

What our customers are saying…

Thanks very much for everything that your company is doing for me. I really appreciate it. I was close to a heart attack with worry. At least I can sleep easy at night, knowing that all my debt will be taken care of.

Fiona Myburgh

Thank you for your assistance. You are really a star at your work. I will await the clearance letter. Today is my happiest day. May God bless You and all behind you assisting people. I achieved what I never thought I will. Thank you so much.

Kamohelo Mokoena

Rachael was so very friendly and patient with me. She immediately returned my calls and assisted me. My knowledge about the new technology is very poor, and she guided me through the whole process, not even once being impatient. A huge THANK YOU again!

Elna Venter

Thank you for your email. I'll like to rate Mr Deen. He is patient, he knows how to talk with the customer, and he makes me understand. He gave me more time to ask questions. I'm very happy about the good service he gave me. I'll rate him 100 percent. God bless you, Deen

Kemoneilwekemonei Thembi

The service I received from My Debt Hero from has been absolutely excellent. Everyone I dealt with was professional and extremely helpful. Thank you to all at My Debt Hero.

Ann Saaiman

Thank you, Monique, for your assistance in this regard.🌹 You are such a professional team, and I cannot appreciate it enough that God has brought you on my path. Everyone is so professional and so kind. Thank you for that.

Elsabe Venter

Thank you very much, the customer-centricity you showed in dealing with us is immeasurable. You demonstrated in all aspects of dealing with the customer pureness and willingness to help. My wife and I appreciate that. And continue putting customer needs first in all you do. Well done, and thank you very much.

Vuyokazi Lukhwe

Thank you for all your kindness, and your assistance whenever I need it. We are all going through a lot in life but when we have wonderful people like you in life....it just makes such a huge difference in all that we are facing. Thank you, thank you, thank you!

Shivanee Dayanand

Good day; thanks a lot for your assistance; I really appreciate it. I received all my paid-up letters and clearance certificate.

Vivian Madlophe

Thank you very much, Chantal. Much appreciated! I am most grateful to you and your Team for your unabated support!!

Dawid Schalk Liebenberg

I would like to thank you for all the trouble you have gone through to assist me. You are undoubtedly A DEBT HERO.

Lionel Buck

Thank you for your assistance and sterling work!! Kudos to Leigh-ann and She-Earl too! I give you a top rating!!!

Helena Hettema

My Debt Hero on Hellopeter

Join over 14,000 other people
living a debt free life!

See if you qualify

My Debt Hero WhatsApp: (+27) 67 082 3505

Message our 067 082 3505 WhatsApp number to talk to our team.

Get help from our Customer Care Team

Are you an existing client? Our Customer Care team is here to support you.

Contact Customer Support

Visit our support page to log a ticket so we can help you resolve any issues that you may have.

customer care representative

Tap to talk to us on WhatsApp

© 2026 My Debt Hero (Pty) Ltd. All rights reserved.

Privacy Policy

Lead - Organic - conditional thank you

Which of these payments are you struggling with the most?

Credit Card Payments

Loan Payments

Car Payments

Bond Payments

All of My Debt

How far behind are you on payments?

30 days

30-60 days

60-90 days

90 days plus

I’m not

Do you know what your credit rating is?

Excellent

Good

Fair

Poor

Don’t Know

If you had to give a rough estimate, how much do you owe?

Less than R50 000

R50 001 - R80 000

R100 001 - R150 000

R150 001 - R250 000

R250 000 or more

How much do you earn per month?

Less than R7000

R7000 - R10 000

R10 001 - R15 000

R15 001 - R20 000

R20 001 - R40 000

R40 001 - R60 000

R60 000 or more

What is your current employment status?

Full Time

Part Time

Self Employed

Unemployed

Are you currently under debt review or registered with a debt counsellor?

Yes

No

Which language do you prefer?

English

Afrikaans

Terrific! You're qualified to apply.

Provide your details so that we can contact you with the solution.

Our team promises to protect your privacy and will never share your information.

Enter your details to get your results

Want to find out how you could reduce your debt? Enter your details below — if you qualify, we'll reach out to tell you everything.

*Calls are limited, so book now to secure yours.

First Name

Last Name

Email

Mobile

The best time to call me is

Morning

Midday

Afternoon

Chat instantly on WhatsApp